If you are behind in your mortgage payments, the thought of losing your home can be terrifying. The sooner we can address your problem, the more solutions are available. We will assess your level of delinquency, your ability to maintain future payments and funds available to cure the deficiency.



Our certified Housing Counselors will review your situation and help you develop a individualized action plan. We have worked with our clients and their lenders to develop thousands of workout plans for clients to keep their homes.

You and your Housing Counselor will develop an action plan based on your personal situation. In the counseling session, you and your counselor will discuss:

Alternatives to foreclosure – what are your options?

Foreclosure “rescue” scams

How foreclosure affects your future

Judicial foreclosure process

Preparing a hardship letter

National Foundation for Credit CounselingOur instruction book, Keys to Homeownership,
is authored by the National Foundation for Credit Counseling.