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Participants will understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income. To achieve this objective, the participants will be able to:
• Track daily spending habits.
• Prepare a personal spending plan or budget to estimate monthly income and expenses.
• Identify ways to decrease spending.
• Identify possible ways to increase income.
• Identify budgeting tools that will help you manage your bills.
• List and prioritize financial goals.
• Recognize how to create a plan to achieve financial goals.

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